1. Krystal OS
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  3. Money

Restricted fund balances and burn rate, watched against the grant calendar.

Underspending loses renewals as reliably as overspending loses trust. Krystal watches burn rate against the grant calendar and tells you in September, not at closeout.

Restricted fund balances

As of Sept 12, 2026
Restricted fund balances
FundAwardedSpentRemainingBurn vs. calendar
Youth Workforce 2026$250,000$189,400$60,600On pace
After-School Literacy$180,000$71,200$108,800Underspent 14%
Family Wellness Pilot$95,000$44,900$50,100On pace
Unrestricted$212,300$150,800$61,500On pace

How Money works in Krystal OS

Awarded, spent, remaining, per fund

Every grant is a fund with an award, a spend to date and a remaining balance. Unrestricted money is a fund too, so the whole picture is on one screen rather than split between a grants spreadsheet and the general ledger.

Burn versus calendar

Spending 40 percent of an award halfway through the grant period is a problem in September and a crisis in June. Krystal compares each fund's spend to where the calendar says it should be and labels it: on pace, or underspent by how much.

Donations and bookkeeping stay where they are

Krystal is not an accounting system and does not try to be one. On Pro, donations flow in automatically from Zeffy, and Krystal connects to QuickBooks, Xero, FreshBooks, Sage and Wave, so the books stay in the books and the restricted-fund view stays current.

Spend that lands on the report

Expenditure to date against the award, as a figure and a percentage, is one of the values Krystal AI pulls into the funder report and highlights as computed. Nobody types it in.

Does Krystal replace our accounting software?

No. Krystal tracks restricted funds against grants and programs and connects to QuickBooks, Xero, FreshBooks, Sage and Wave for the bookkeeping itself.

Where do donations come from?

On Pro, donations flow in automatically from Zeffy. Donor records and gifts then appear alongside grants in the same funding picture.

Is restricted fund tracking on the Free plan?

Restricted fund and burn-rate tracking is a Pro feature. Free includes the grant pipeline and full program tracking.

Bring one grant in. See the whole loop.

Set up a single grant and one program, and Krystal will show you the report it can already write. Takes about fifteen minutes.